Louisville Kentucky Mortgage Rates

Louisville Kentucky Mortgage Rates.

via Louisville Kentucky Mortgage Rates.

Kentucky Mortgage  Rates

Kentucky Mortgage Current Interest Rates
Fixed Rate Programs
    Lock
days
 iQualifying
Ratios
Program Calculator Rate Points APR
Conforming 30 year FRM 3.375 0.000 3.574 30 28 / 41Prequalify
Kentucky Mortgage Only- Rates Change w/o notice
Conforming 20 year FRM 3.250 0.000 3.412 30 40 / 41Prequalify
kentucky mortgage rates only- change w/o notice
Conforming 15 year FRM 2.750 0.500 2.974 30 28 / 41Prequalify
kentucky mortgage rates only- change w/o notice
FHA 30 year FRM 2.875 0.500 4.187 30 35 / 50Prequalify
kentucky mortgage rates only- change w/o notice
FHA 15 year FRM 2.750 0.000 3.389 30 35 / 50Prequalify
kentucky mortgage rates only- change w/o notice
Jumbo 30 year FRM 3.875 1.000 4.385 30 28 / 36Prequalify
kentucky mortgage rates only- change w/o notice
VA 30 Year FRM 3.000 0.000 4.114 30 41 / 41Prequalify
kentucky mortgage rates only- change w/o notice




Kentucky Mortgage  Rates are subject to qualifying criteria and Mortgage Rates can change without notice.
Assumptions include a 640 or higher credit score for FHA, USDA, KHC,  and 620 credit scores for a VA loan. A loan amount of $100,000.00 is assumed and a 30 day lock required for a Kentucky Mortgage Only.

A 720 credit score or higher is assumed for a Kentucky Conventional Rate Mortgage loan rates and a loan amount of $100,000.00. The loan to value for Kentucky Conventional loans are assumed at 80% ltv or less.

  • The displayed Annual Percentage Rates (APRs) reflect the interest rates, total points, and additional estimated pre-paid finance charges for the loan products shown for Kentucky Mortgage Rates, but do not include other closing costs.
  • The approximate cost of prepaid finance charges does not constitute and is not a substitute for the Good Faith Estimate of Closing Costs (GFE) that you will receive once you apply for a Kentucky Mortgage  loan. This is not a Kentucky mortgage loan approval or commitment to lend. The actual fees, costs and monthly payment on your specific loan transaction may vary and may include additional fees and costs.
  • For loans with less than 20% down payment borrower-paid mortgage insurance may apply.
  • These Kentucky  mortgage rates are based on a variety of assumptions and conditions which include a consumer credit score which may be higher or lower than your individual credit score. Your loan’s interest rate will depend upon the specific characteristics of your loan transaction and your credit profile up to the time of closing.
  • FHA

    • Kentucky FHA loans require both an upfront and an annual mortgage insurance premium. The premium varies based on the loan characteristics, your credit score, whether you’ve received loan counseling, and other factors. All Kentucky FHA loans require a minimum credit score of 640
  • Jumbo

    • Kentucky Jumbo Mortgage  rates are higher for borrowers who do not meet the criteria for Conventional Mortgage Loans. All Jumbo loans require a 680 or higher score and a maximum loan to value of 80% 
  •   VA Loans
                Kentucky VA loans require a funding fee upfront paid to VA in the form of mortgage insurance .he premium varies based on the loan characteristics, your credit score, whether you’ve received loan counseling   factors. Kentucky VA loans require a minimum credit score of 620
  • USDA Loans
                         Kentucky  USDA loans require a funding fee upfront and a monthly mortgage insurance premium paid to RHS/USDA. The premium varies based on the loan characteristics, your credit score,    and other factors. Kentucky USDA loans require a 640 minimum credit score. 


Free Credit Report and Pre qualifications available anytime. 


                                                                

.  Joel Lobb (NMLS#57916) is a licensed mortgage loan officer in the state of Kentucky.



This website is not an Government Agency, and does not officially represent the HUD, VA, USDA or FHA or any other government agency. 


Joel Lobb (NMLS#57916)Senior  Loan Officer
502-905-3708 cell

Advertisements

15 thoughts on “Louisville Kentucky Mortgage Rates

  1. mortgage rates, rates, VA Mortgage Rates and tagged Active duty, fixed rate, Fort Knox, home, home loan, kentucky va loan, Loan, louisvlle, Maximum VA loan limits 2011, mortgage rates louisville ky, real estate, refinance, Refinancing, va, VA Mortgage, Veteran

  2. Pingback: Kentucky Mortgages Rates for FHA, VA, USDA, Conventional, Jumbo Mortgage Loans « Kentucky First Time Home Buyer Mortgage Loan

  3. Pingback: 2013 First Time Home Buyer Mortgage Loans in Louisville Kentucky « Louisville Kentucky Mortgage Loans

  4. Pingback: 2013 First Time Home Buyer Mortgage Loans in Louisville Kentucky « Kentucky First Time Home Buyer Mortgage Loan

  5. Pingback: 4 Things Every Borrower Needs to Get Approved for a Mortgage Loan In Kentucky-FHA VA KHC Conventional Mortgage « Kentucky USDA RHS Rural Housing Mortgage Loans

  6. Pingback: FHA Changes for Mortgage Loans in Kentucky for 2013 « Kentucky First Time Home Buyer Mortgage Loan

  7. Pingback: Kentucky FHA Mortgage Guidelines for 2013 « Kentucky FHA Mortgage Loans

  8. Pingback: 2013 Kentucky FHA Mortgage Changes to Mortgage Insurance « Louisville Kentucky Mortgage Loans

  9. Pingback: Kentucky USDA Rural Housing Loan Program | Kentucky USDA RHS Rural Housing Mortgage Loans

  10. Pingback: Kentucky Housing Loans and Down payment Assistance for 2013 « Louisville Kentucky Mortgage Loans

  11. Pingback: Kentucky FHA PMI Changes for 2013 « Kentucky FHA Mortgage Loans

  12. Pingback: 2013 Kentucky VA Loan Limits for counties | Kentucky VA Mortgage Home Lender

  13. Pingback: Kentucky FHA Mortgage Guidelines for 2013 | Kentucky FHA Mortgage Loans

  14. Pingback: Louisville Kentucky Mortgage Rates | Louisville Ky Mortgage Rates

  15. Reblogged this on Kentucky First Time Home Buyer Programs for 2016 FHA, VA, KHC, USDA, RHS, Fannie Mae Loans in Kentucky and commented:

    mortgage rates, rates, VA Mortgage Rates and tagged Active duty, Annual percentage rate, Fannie Mae, FHA insured loan, fixed rate, Fort Knox, home, home loan, Jumbo mortgage, Kentucky, kentucky va loan, Loan, Louisville Kentucky, louisvlle, Maximum VA loan limits 2011, Mortgage loan, mortgage rates louisville ky, real estate, refinance, Refinancing, United States Department of Agriculture, va, VA Mortgage, Veteran by Louisville Kentucky Mortgage

Leave a Reply

Fill in your details below or click an icon to log in:

WordPress.com Logo

You are commenting using your WordPress.com account. Log Out / Change )

Twitter picture

You are commenting using your Twitter account. Log Out / Change )

Facebook photo

You are commenting using your Facebook account. Log Out / Change )

Google+ photo

You are commenting using your Google+ account. Log Out / Change )

Connecting to %s