How to Apply for a Kentucky VA Loan
5 Easy Steps To A Kentucky VA Loan
Apply for a Certificate of Eligibility.
A veteran who doesn’t have a certificate can obtain one easily by making application on VA Form 26-1880, Request for Determination of Eligibility and Available Loan Guaranty Entitlement, to the local VA office.
Decide on a home you want to buy and sign a purchase agreement.
Order an appraisal from VA. (Usually this is done by the lender).
Most VA regional offices offer a “speed-up” telephone appraisal system. Call the regional VA office for details. See also How To Get a VA Loan.
Apply to a mortgage lender for the loan.
While the appraisal is being done, the lender (mortgage company, savings and loan, bank, etc.) can be gathering credit and income information. If the lender is authorized by VA to do automatic processing, upon receipt of…
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