Kentucky USDA Mortgage Lender for Rural Housing Loans

Kentucky USDA loans, backed by the U.S. Department of Agriculture, are for low to moderate-income borrowers in rural areas. The comprehensive guide details credit score, income, work history, debt-to-income ratios, property eligibility, bankruptcy and foreclosure. Applicants must follow eligibility steps, decide loan type, submit paperwork, and be mindful of associated fees.