Tag: Approved VA Condos

Using Your Veterans Benefit to Buy a Home In Kentucky

 

 

 

Probably one of the most talked about GI benefits is the VA Home Loan. You’ve probably heard of it, but have you ever thought of it using it? Learn what it is & how can it help you here.

Using Your Veterans Benefit to Buy a Home In Kentucky

Using Your Veterans Benefit to Buy a Home in Kentucky | 

Probably one of the most talked about GI benefits is the Kentucky VA Home Loan. You’ve probably heard of it, but have you ever thought of it using it? Learn what it is & how can it help you here.

Using Your Veterans Benefit To Buy A Home In Kentucky For Zero Down

May 31, 2019 06:00AM 

Kentucky VA Home Loan Guidelines
Those eligible for VA loans should at least look into taking advantage of this benefit
Probably one of the most talked about GI benefits is the VA Home Loan. You’ve probably heard of it, but have you ever thought of it using it? What is the benefit, how can it help you, and what’s the process?

Experience tells me that in our area, this is an under-utilized tool by many real estate agents and loan officers. Why? Because like anything having to do with the government, there are a few internal twists. But fear not—if you hire an experienced agent and have the right loan officer, you won’t even be aware of these.
What’s the Benefit?
While there are other housing-related programs that will help assist in repairing, retaining, or adapting a personal home, we’re specifically referring to the VA home loan. This type of loan is available through private lenders to service members, veterans, and qualifying surviving spouses. In a nutshell, the VA stands behind the loan, guaranteeing a portion of it, and either eliminating the need for or in lieu of a 20% down payment, as well as costly private mortgage insurance. It can be used to buy, build, or refinance a primary residence.
How Can It Help You?
  • Limited or Zero Down payment for veterans
  • No Mortgage Insurance monthly  (there is a one-time funding fee)
  • Re-Usable & Assumable by other eligible VA Mortgage buyers
  • No minimum credit score
  • Past Bankruptcies and Foreclosure over 2 years you can apply again
  • Can be used in any county of Kentucky with a max loan limit in 2019 of $484,500
  • No income limits on how much you can make
  • can refinance up to 100% of the home’s value if it passed the VA Net Tangible Worksheet
  • Very low 30 year fixed rate loans when compared to conventional loans
  • VA loans require termite inspection on all loans.
What’s the Process?
The first question to ask is, do you qualify? If the answer is yes:
  • Get financially pre-qualified by a lender that does VA backed loans, since not all banks do them, it is best to shop around and ask if the lender does a lot of VA loans in Kentucky
  • Obtain your Certificate of Eligibility (COE). The lender can help you with this.
  • Find your home
  • Negotiate the terms of your transaction
  • Apply for your loan
  • Closing

Those eligible for Kentucky VA loans, should at least look into taking advantage of this benefit.


http://www.emailmeform.com/builder/form/0bfJs9b6bK8TGoc6mQk9hIu
 
Joel Lobb (NMLS#57916)
Senior  Loan Officer
 
American Mortgage Solutions, Inc.
10602 Timberwood Circle Suite 3
Louisville, KY 40223
Company ID #1364 | MB73346
 


Text/call 502-905-3708
kentuckyloan@gmail.com

http://www.nmlsconsumeraccess.org/
Disclaimer: No statement on this site is a commitment to make a loan. Loans are subject to borrower qualifications, including income, property evaluation, sufficient equity in the home to meet Loan-to-Value requirements, and final credit approval. Approvals are subject to underwriting guidelines, interest rates, and program guidelines and are subject to change without notice based on applicant’s eligibility and market conditions. Refinancing an existing loan may result in total finance charges being higher over the life of a loan. Reduction in payments may reflect a longer loan term. Terms of any loan may be subject to payment of points and fees by the applicant  Equal Opportunity Lender. NMLS#57916 http://www.nmlsconsumeraccess.org/
 
— Some products and services may not be available in all states. Credit and collateral are subject to approval. Terms and conditions apply. This is not a commitment to lend. Programs, rates, terms and conditions are subject to change without notice. The content in this marketing advertisement has not been approved, reviewed, sponsored or endorsed by any department or government agency. Rates are subject to change and are subject to borrower(s) qualification.

Joel Lobb

 

 

 

 

 

 

 

Source: Using Your Veterans Benefit to Buy a Home | Bellingham Bulletin

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Kentucky VA Approved Condos 2012

English: Category:U.S._State_Population_Maps c...
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Kentucky VA Approved Condos 2012

Condo Name

ID Record Type
1080 BAXTER VAC110 Condo
1616 GARDINER LANE CONDO VAC124 Condo
AINTREE VAC072 Condo
ANDERSON PARK CONDOMINIUM 000004 Condo
ARBOR CREEK CONDOMINIUMS H00212 Condo
ARBOR CREEK CONDOS II H00306 Condo
ASHLAND PARK-210 DESHA VAC135 Condo
AUTUMN TRACE CONDOMINIUM H00282 Condo
BAINBRIDGE PLACE VAC055 Condo
BAXTER PLACE CONDOMINIUMS H00309 Condo
BAYFIELD CONDOMINIUMS VAC138 Condo
BELLEBROOK RIDGE CONDOS VAC127 Condo
BEND OF THE RIVERS VAC075 Condo
BENT TREE VAC077 Condo
BEULAH CHURCH CONDOS VAC093 Condo
BEULAH CHURCH II VAC066 Condo
BEULAH CHURCH VIII VAC059 Condo
BLAIR PARK CONDO 005599 Condo
BRADFORD COMMONS 000001 Condo
BRADFORD COMMONS CONDO H00319 Condo
BRIGHT LEAF NORTH CONDO H00375 Condo
BRITTANY POINTE CONDOMINI 005775 Condo
BROWNSBORO VILLAGE COURT H00398 Condo
CANTERBURY PLACE VAC118 Condo
CANTERING HILLS AT STEEPL H00698 Condo
CARDINAL OAKS VAC002 Condo
CARRIE PARK VAC007 Condo
CASA BELLA CONDOMINIUM VAC130 Condo
CENTENNIAL TOWN HOUSES VAC092 Condo
CHAMBERLAIN SQUARE CONDO H00614 Condo
CHATEAU SQUARE VAC053 Condo
CHEROKEE GARDENS VAC088 Condo
CITATION POINTE H00376 Condo
COLONIAL HILL MANOR VAC078 Condo
COLONIAL HILLS #4 VAC033 Condo
COMMONS OF WESTPORT GARDE H00490 Condo
CONDO TH OF CROOKED CREEK 005889 Condo
COPPERSHIRE CONDOMINIUM 005613 Condo
CORNERSTONE CONDOMINIUMS VAC100 Condo
COTTONWOOD CONDOMINIUM H00053 Condo
COUNTRYSIDE H00564 Condo
CREEKWOOD TERRACE H00095 Condo
CRESCENT CONDOS VAC028 Condo
CROSSINGS @ COOPER CHAPEL H00155 Condo
DARLINGTON FARMS H00102 Condo
DARNELL MANOR CONDOMINIUM H00368 Condo
DONARD PARK CONDOMINIUMS 000003 Condo
DORSEY HILLS CONDOMINIUM H00199 Condo
DORSEY STATION VAC067 Condo
DORSEY VILLAGE 005601 Condo
DOUGLAS HILLS VAC061 Condo
DUNDEE TERRACE CONDOS VAC096 Condo
EAST BAY VILLAS CONDO H00191 Condo
EAST HAMPTON H00693 Condo
ERLANGER LAKES 000002 Condo
ERLANGER LAKES CONDOS H00169 Condo
EVERETT PLACE CONDOMINIUM 005724 Condo
EVERGREEN POINT CONDO H00637 Condo
FAIRFAX SQUARE VAC050 Condo
FAIRWAYS AT MEADOWOOD H00696 Condo
FOREST PARK CONDOS H00096 Condo
FOREST RIDGE CONDOMINIUM H00421 Condo
FOX AND HOUND VAC026 Condo
FOX HOLLOW CONDOMINIUM H00634 Condo
GARDEN PARK TOWNHOMES VAC097 Condo
GARDENS AT BAY RUN CONDO H00639 Condo
GARDENS OF HUNTERS RIDGE 005028 Condo
GARDENS OF HUNTERS RIDGE 005928 Condo
GARDENS OF STATION POINTE 005578 Condo
GARDINER LAKE VAC102 Condo
GASLIGHT SQUARE CONDOS VAC137 Condo
GLENVIEW EAST 005674 Condo
GRANITE SPRING CONDOMINIU H00562 Condo
GRAYSTONE MANOR H00070 Condo
GREENHURST CONDOMINIUM VAC120 Condo
GREENTREE VAC107 Condo
HAMBURG FARMS CONDOMINIUM H00598 Condo
HARMONY H00697 Condo
HARMONY PLACE VAC060 Condo
HARRODS LANDING CONDOMINI H00464 Condo
HAWTHORNE POINTE CONDOS H00134 Condo
HIGHLAND GARDENS VAC056 Condo
HIGHLAND MEADOWS H00195 Condo
HIGHWOOD H00211 Condo
HIKES PARK TOWNHOMES H00066 Condo
HILLCREST STATION CONDOS VAC128 Condo
HITE AVENUE GARDENS 005801 Condo
HOLLY HOUSE VAC111 Condo
HUD APPROVED CONDO VAC123 Condo
HURSTBOURNE AT LAKEMONT H00489 Condo
HURSTBOURNE RIDGE CONDOS VAC129 Condo
INDIAN RIDGE CONDOMINIUMS H00358 Condo
IVY RIDGE CONDOMINIUMS H00462 Condo
JOHNSON GREEN AT BEULAH H00685 Condo
LAKE’S EDGE CONDOMINIUM H00481 Condo
LAKEVIEW VAC010 Condo
LAKEVIEW CONDOMINIUM 005926 Condo
LASALLE PLACE CONDOS VAC141 Condo
MADISON PARK CONDOMINIUMS H00220 Condo
MAGNOLIA PLACE 005597 Condo
MAGNOLIA RIDGE H00114 Condo
MALIBU TERRACE VAC062 Condo
MANSARD HOUSE VAC011 Condo
MOCKINGBIRD VALLEY VILLA VAC038 Condo
MORGAN’S TRACE AT VAC134 Condo
MOSS CREEK CONDOMINIUM H00294 Condo
NORBROOK VAC042 Condo
OAKSHIRE VAC057 Condo
OLD BROWNSBORO GARDENS 000007 Condo
ORCHARD HILL VAC032 Condo
PARAGON MILL CONDOMINIUM H00676 Condo
PARK ARMS VAC065 Condo
PARK CENTRAL VAC101 Condo
PARK HILL H00209 Condo
PARK LANE CONDOMINIUM H00179 Condo
PIENZA AT TUSCANY CONDO H00561 Condo
PINNACLE GARDENS H00111 Condo
PIPING ROCK VAC073 Condo
PRESTON AT PLANTATION POI H00628 Condo
PROSPECT GLEN VILLAS H00039 Condo
RAINTREE HILLS CONDOS VAC139 Condo
RALEIGH PLACE VAC071 Condo
REGENCY THREE CONDOMINIUM 005892 Condo
RIEDLONN CONDOS VAC132 Condo
RIVERPOINTE CONDOMINIUMS H00610 Condo
ROLLING FIELDS CONDOS VAC121 Condo
SALEM SQUARE CONDOMINIUM H00067 Condo
SHADELAND VILLAGE VAC083 Condo
SHADOWOOD TOWN HOMES VAC094 Condo
SHAKER FARMS VAC086 Condo
SHELBY CROSSING CONDOMINI H00344 Condo
SHELBY CROSSING CONDOMINIUMS 000006 Condo
SHENANDOAN CONDOMINIUMS VAC133 Condo
SHERWOOD LAKES H00137 Condo
SOUTH HALL CONDOMINIUMS 005723 Condo
SPINDLEWICK VAC068 Condo
SPRING DRIVE CONDO 005656 Condo
SPRINGS OF GLENMARY H00217 Condo
SPRINGS OF GLENMARY VLLGE 005612 Condo
ST ANTHONY’S LANDING H00194 Condo
STONEHENGE CONDO 005602 Condo
STONEVIEW GARDENS VAC122 Condo
SWAN POINTE CONDOMINIUMS H00586 Condo
SYCAMORE I VAC006 Condo
SYCAMORE II VAC098 Condo
SYCAMORE III VAC070 Condo
TARA AT PLANTATION POINTE H00675 Condo
TAVNER VAC080 Condo
THE CARDINAL TOWNHOMES 005751 Condo
THE CLIFF VIEW TERRACE CO H00587 Condo
THE CLIFFS AT OAKBROOK H00382 Condo
THE COTTAGES @ MEADOWVIEW H00182 Condo
THE FOUNTAINS CONDOMINIUM H00171 Condo
THE GARDENS OF 005570 Condo
THE GARDENS OF GLENMARY H00272 Condo
THE GARDENS OF MONTICELLO H00609 Condo
THE HARBOR AT HARRODS VAC089 Condo
THE LODGE VAC030 Condo
THE MANSION HOUSE CONDOS VAC126 Condo
THE OAKS VAC005 Condo
THE OLDE TOWN VILLAGE 005865 Condo
THE PARKVIEW CONDOMINIUMS H00258 Condo
THE RESERVE @ SADDLEBROOK H00036 Condo
THE SUMMITS CONDOMINIUM 005816 Condo
THE VILLA VAC021 Condo
THE VILLAGE @ WILDWOOD H00088 Condo
THE VILLAGE @INDIAN FALLS H00143 Condo
THE VILLAGE OF BECKLEY VAC142 Condo
THE VILLAGE OF WHITE OAKS H00531 Condo
THE VILLAS OF STONY FARM H00288 Condo
THE WELLINGTON PLACE COND 005585 Condo
THE WOODS OF CRESCENT HIL H00031 Condo
THE WOODS OF CRESCENT HIL H00030 Condo
THE WYNDS AT OAKBROOK H00153 Condo
THREE SPRINGS HOLLOW VAC034 Condo
TIMBERWOOD VAC076 Condo
TIMBERWOOD II 000005 Condo
TOWNHOUSES OF MEADOWTHORP VAC031 Condo
TREIS CONDOMINIUMS H00058 Condo
TURKEYFOOT PLACE VAC029 Condo
TURKEYFOOT PLACE BY THE VAC048 Condo
TWIN CREEKS CONDOMINIUMS VAC131 Condo
VILLAGE AT BENTWOOD HILL H00244 Condo
VILLAGE AT PRESTON CROSSI H00504 Condo
VILLAGE AT SOUTH FORK CRK H00045 Condo
VILLAGE AT WILDWOOD H00125 Condo
VILLAGE PARKE CONDOMINIUM H00546 Condo
VILLAS @ GRAND OAK ESTATE 005811 Condo
VILLAS AT ARLINGTON PARK 006008 Condo
WATTERSON WOODS II VAC022 Condo
WATTERSON WOODS VILLAGE I VAC040 Condo
WELLINGTON PLACE H00314 Condo
WEMBERLY HILL GARDEN HOME VAC143 Condo
WESTBURY HARBOR VAC003 Condo
WESTPORT GARDENS 000008 Condo
WESTPORT RIDGE CONDO H00629 Condo
WESTWOOD TOWNHOUSE CONDOS VAC136 Condo
WHIPPS MILL WOODS VAC051 Condo
WILDWOOD VAC012 Condo
WINDSOR GATE CONDOMINIUM H00262 Condo
WINDSOR GATE CONDOMINIUMS VAC119 Condo
WISTERIA LANDING CONDO H00535 Condo
WOLF RUN VAC085 Condo
WOODBOURNE VAC027 Condo
WOODLAND HILLS CONDOS H00281 Condo
WOODLAND STUDIOS VAC025 Condo
WOODMONT H00156 Condo
WOODRIDGE LAKE PATIO HMS H00092 Condo
WOODRIDGE LAKE TOWNHOMES H00093 Condo
WOODS OF ST. ANDREWS H00139 Condo
WOODSPOINTE VAC074 Condo
WORTHINGTON GLEN CONDOS H00162 Condo
WYNDEMERE H00213 Condo
WYSTERIA LANDING CONDOMIN H00351 Condo
YORKSHIRE VILLAGE VAC004 Condo
YORKWOOD CONDO I VAC013 Condo
YORKWOOD CONDO II VAC016 Condo