Kentucky Refinance Streamline Guidelines for an IRRL

Kentucky VA Streamline

Kentucky VA Streamline

 Kentucky VA IRRRL Refinance benefits:
No Income, No Assets, No Appraisal

Allowed on 2nd homes and Non-owner occupied proof veteran occupied the property at one time required Refinance of Existing VA loan up to $417,000 (loan amounts are based on VA worksheet)
No Appraisal, no income, and no asset documentation – including funds to close Existing Loan Term can be extended up to 30 years
Minimum 620 credit score required Reduced guarantee fee of .5%
No additional pricing adjustment for VA IRRRL transactions Term reduction allowed on VA IRRRL (payment cannot increase by more than 20%)

 
Joel Lobb
Senior  Loan Officer

(NMLS#57916)
American Mortgage Solutions, Inc.
800 Stone Creek Pkwy, Ste 7,
Louisville, KY 40223
 Fax:     (502) 327-9119
 
 Company ID #1364 | MB73346

 CONFIDENT

Kentucky VA Loan Cash Out Refinance Guidelines for 2014

Kentucky VA Loan Cash Out Refinance Guidelines for 2014

Kentucky VA Cash Out Refinance:

  • Now up to 100% of the home’s value or LTV – Plus VA Funding Fee Financed
  • Minimum Credit Score of 680 Required –
  • Approve/Eligible DU AUS Findings
  • Max DTI 45.00% –
  • Must Meet Minimum VA Guarantee Requirements

2012 BAH Kentucky

Sunday, May 13, 2012

2012 BAH Kentucky – Finance – MilitarySpot.com

2012 BAH Kentucky – Finance – MilitarySpot.com

2012 BAH Kentucky

Kentucky (FY2012)
Find your Location and the corresponding Basic Allowance for Housing (BAH) in the pay tables below. All pay is listed in terms of dollars per month.
Enlisted Personnel (Without Dependents)
Location E-1 E-2 E-3 E-4 E-5 E-6 E-7 E-8 E-9
FORT CAMPBELL 810 810 810 810 858 885 951 1065 1191
LEXINGTON 654 654 654 654 753 855 903 975 1056
LOUISVILLE 849 849 849 849 951 1014 1089 1188 1215
FORT KNOX 675 675 675 675 735 942 1017 1098 1176
OWENSBORO 567 567 567 567 642 762 777 867 924
FRANKFORT 630 630 630 630 702 756 843 951 972
BOWLING GREEN 678 678 678 678 744 813 780 933 1014
PADUCAH 633 633 633 633 708 792 852 969 1002
Enlisted Personnel (With Dependents)
Location E-1 E-2 E-3 E-4 E-5 E-6 E-7 E-8 E-9
FORT CAMPBELL 900 900 900 900 918 1125 1266 1422 1587
LEXINGTON 870 870 870 870 933 1140 1206 1275 1407
LOUISVILLE 1086 1086 1086 1086 1167 1263 1344 1431 1560
FORT KNOX 900 900 900 900 975 1254 1356 1454 1566
OWENSBORO 756 756 756 756 828 1017 1035 1053 1149
FRANKFORT 840 840 840 840 936 1008 1089 1176 1284
BOWLING GREEN 822 822 822 822 867 1083 1161 1242 1353
PADUCAH 846 846 846 846 945 1056 1095 1137 1215
Warrant Officers (Without Dependents)
Location W-1 W-2 W-3 W-4 W-5
FORT CAMPBELL 894 999 1194 1227 1329
LEXINGTON 858 972 1059 1155 1227
LOUISVILLE 1053 1185 1218 1284 1365
FORT KNOX 945 1050 1179 1281 1380
OWENSBORO 765 864 930 1020 1041
FRANKFORT 801 948 975 1026 1110
BOWLING GREEN 816 909 1017 1101 1179
PADUCAH 807 966 1005 1065 1104
Warrant Officers (With Dependents)
Location W-1 W-2 W-3 W-4 W-5
FORT CAMPBELL 1128 1329 1521 1614 1725
LEXINGTON 1143 1233 1320 1440 1475
LOUISVILLE 1266 1380 1488 1587 1707
FORT KNOX 1257 1401 1536 1578 1632
OWENSBORO 1020 1041 10687 1179 1311
FRANKFORT 1011 1125 1233 1302 1380
BOWLING GREEN 1086 1194 1296 1374 1467
PADUCAH 1059 1113 1167 1236 1317
Officers (Without Dependents)
Location O-1E O-2E O-3E O-1 O-2 O-3 O-4 O-5 O-6 O-7
FORT CAMPBELL 975 1119 1224 882 954 1197 1326 1461 1521 1551
LEXINGTON 933 1026 1140 807 912 1065 1224 1395 1407 1422
LOUISVILLE 1167 1209 1263 1002 1140 1230 1353 1464 1488 1518
FORT KNOX 1035 1137 1254 822 1020 1182 1368 1431 1536 1566
OWENSBORO 828 912 1017 684 804 948 1038 1185 1194 1206
FRANKFORT 936 966 1005 741 903 981 1098 1155 1233 1260
BOWLING GREEN 882 963 1083 774 873 1020 1167 1239 1296 1323
PADUCAH 945 993 1056 747 912 1014 1098 1125 1167 1188
Officers (With Dependents)
Location O-1E O-2E O-3E O-1 O-2 O-3 O-4 O-5 O-6 O-7
FORT CAMPBELL 1299 1491 1632 942 1122 1512 1767 1947 1965 1986
LEXINGTON 1221 1308 1461 957 1137 1317 1632 1857 1878 1896
LOUISVILLE 1362 1470 1605 1179 1260 1482 1752 1947 1965 1986
FORT KNOX 1377 1515 1587 1005 1248 1530 1650 1734 1752 1770
OWENSBORO 1038 1062 1200 849 1014 1065 1362 1578 1593 1611
FRANKFORT 1107 1218 1314 942 1005 1230 1413 1542 1557 1572
BOWLING GREEN 1176 1281 1389 891 1080 1293 1503 1653 1668 1686
PADUCAH 1104 1158 1248 957 1053 1164 1347 1479 1494 1509
Joel Lobb (NMLS#57916)Senior  Loan Officer
502-905-3708 cell
502-813-2795 fax
jlobb@keyfinllc.com

Key Financial Mortgage Co. (NMLS #1800)*
107 South Hurstbourne Parkway*
Louisville, KY 40222*

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2012 Louisville, Ky BAH Rates Basic Allowance for Housing in Kentucky

Featured

2012 Louisville, Ky BAH Rates Basic Allowance for Housing: MHA: KY109 – LOUISVILLE Make your financial plans carefully when factoring in BAH as a contributing source of income for your house payment. Remember, BAH is calculated on local rents. Mortgage amounts are not used to compute Basic Allowance for Housing. You may be able to offset some or all of your monthly mortgage payments using BAH, but it’s not designed to do so.

Grade
With Dependents
Without Dependents
E1
$1020.00
$786.00
E2
$1020.00
$786.00
E3
$1020.00
$786.00
E4
$1020.00
$786.00
E5
$1110.00
$882.00
E6
$1287.00
$966.00
E7
$1416.00
$1062.00
E8
$1560.00
$1170.00
E9
$1722.00
$1290.00
W1
$1290.00
$987.00
W2
$1476.00
$1143.00
W3
$1650.00
$1293.00
W4
$1749.00
$1329.00
W5
$1866.00
$1449.00
O1E
$1446.00
$1110.00
O2E
$1626.00
$1218.00
O3E
$1767.00
$1326.00
O1
$1128.00
$930.00
O2
$1281.00
$1080.00
O3
$1644.00
$1296.00
O4
$1908.00
$1431.00
O5
$2097.00
$1572.00
O6
$2118.00
$1650.00
O7
$2139.00
$1683.00

Call 502-905-3708 for your free mortgage VA application-Same Day loan Approval or Click on picture below for free mortgage prequailication sameday