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Kentucky VA Loan Limits
(includes VA limits in
Fort Thomas, Erlanger, Florence, Ashland, Frankfort, Lexington, Richmond, Somerset, Middlesborough, Elizabethtown, Louisville, Owensboro, Hopkinsville,
Fort Campbell North, Mayfield, Paducah, Madisonville, Henderson
2011 Kentucky VA County Loan Limits
The Department of Veterans Affairs Loan Guaranty program does not
impose a maximum amount that an eligible veteran may borrow using a VAguaranteed
loan. However, the following county “limits” must be used to
calculate VA’s maximum guaranty amount for a particular county.
These limits
apply to all loans closed January 1, 2011 through September 30, 2011
.
Fiscal Year 2012 county loan limits will be made available as soon as possible.
The maximum guaranty amount (available for loans over $144,000) is 25
percent of the 2011 VA limit shown below. Therefore, a veteran with full
entitlement available may borrow up to the 2011 VA limit shown below and VA
will guarantee 25 percent of the loan amount. If a veteran has previously used
entitlement that has not been restored, the maximum guaranty amount available
to that veteran must be reduced accordingly. Lenders should check their own
investor requirements regarding guaranty amounts and downpayments.
Questions about VA loans in a particular county may be directed to the VA
Regional Loan Center listed for that county.
Although VA guaranteed loans do not have a maximum dollar amount, lenders who sell their VA loans in the secondary market must limit the size of those loans to the maximums prescribed by GNMA (Ginnie Mae) which are listed below.
More info: VA Jumbo Loans
| County Name |
Single Family Home
($0 DOWN AND UP TO)
|
Max Guaranty |
|
| ADAIR |
$417,000.00 |
$1,000,000 |
|
| ALLEN |
$417,000.00 |
$1,000,000 |
|
| ANDERSON |
$417,000.00 |
$1,000,000 |
|
| BALLARD |
$417,000.00 |
$1,000,000 |
|
| BARREN |
$417,000.00 |
$1,000,000 |
|
| BATH |
$417,000.00 |
$1,000,000 |
|
| BELL |
$417,000.00 |
$1,000,000 |
|
| BOONE |
$417,000.00 |
$1,000,000 |
|
| BOURBON |
$417,000.00 |
$1,000,000 |
|
| BOYD |
$417,000.00 |
$1,000,000 |
|
| BOYLE |
$417,000.00 |
$1,000,000 |
|
| BRACKEN |
$417,000.00 |
$1,000,000 |
|
| BREATHITT |
$417,000.00 |
$1,000,000 |
|
| BRECKINRIDGE |
$417,000.00 |
$1,000,000 |
|
| BULLITT |
$417,000.00 |
$1,000,000 |
|
| BUTLER |
$417,000.00 |
$1,000,000 |
|
| CALDWELL |
$417,000.00 |
$1,000,000 |
|
| CALLOWAY |
$417,000.00 |
$1,000,000 |
|
| CAMPBELL |
$417,000.00 |
$1,000,000 |
|
| CARLISLE |
$417,000.00 |
$1,000,000 |
|
| CARROLL |
$417,000.00 |
$1,000,000 |
|
| CARTER |
$417,000.00 |
$1,000,000 |
|
| CASEY |
$417,000.00 |
$1,000,000 |
|
| CHRISTIAN |
$417,000.00 |
$1,000,000 |
|
| CLARK |
$417,000.00 |
$1,000,000 |
|
| CLAY |
$417,000.00 |
$1,000,000 |
|
| CLINTON |
$417,000.00 |
$1,000,000 |
|
| CRITTENDEN |
$417,000.00 |
$1,000,000 |
|
| CUMBERLAND |
$417,000.00 |
$1,000,000 |
|
| DAVIESS |
$417,000.00 |
$1,000,000 |
|
| EDMONSON |
$417,000.00 |
$1,000,000 |
|
| ELLIOTT |
$417,000.00 |
$1,000,000 |
|
| ESTILL |
$417,000.00 |
$1,000,000 |
|
| FAYETTE |
$417,000.00 |
$1,000,000 |
|
| FLEMING |
$417,000.00 |
$1,000,000 |
|
| FLOYD |
$417,000.00 |
$1,000,000 |
|
| FRANKLIN |
$417,000.00 |
$1,000,000 |
|
| FULTON |
$417,000.00 |
$1,000,000 |
|
| GALLATIN |
$417,000.00 |
$1,000,000 |
|
| GARRARD |
$417,000.00 |
$1,000,000 |
|
| GRANT |
$417,000.00 |
$1,000,000 |
|
| GRAVES |
$417,000.00 |
$1,000,000 |
|
| GRAYSON |
$417,000.00 |
$1,000,000 |
|
| GREEN |
$417,000.00 |
$1,000,000 |
|
| GREENUP |
$417,000.00 |
$1,000,000 |
|
| HANCOCK |
$417,000.00 |
$1,000,000 |
|
| HARDIN |
$417,000.00 |
$1,000,000 |
|
| HARLAN |
$417,000.00 |
$1,000,000 |
|
| HARRISON |
$417,000.00 |
$1,000,000 |
|
| HART |
$417,000.00 |
$1,000,000 |
|
| HENDERSON |
$417,000.00 |
$1,000,000 |
|
| HENRY |
$417,000.00 |
$1,000,000 |
|
| HICKMAN |
$417,000.00 |
$1,000,000 |
|
| HOPKINS |
$417,000.00 |
$1,000,000 |
|
| JACKSON |
$417,000.00 |
$1,000,000 |
|
| JEFFERSON |
$417,000.00 |
$1,000,000 |
|
| JESSAMINE |
$417,000.00 |
$1,000,000 |
|
| JOHNSON |
$417,000.00 |
$1,000,000 |
|
| KENTON |
$417,000.00 |
$1,000,000 |
|
| KNOTT |
$417,000.00 |
$1,000,000 |
|
| KNOX |
$417,000.00 |
$1,000,000 |
|
| LARUE |
$417,000.00 |
$1,000,000 |
|
| LAUREL |
$417,000.00 |
$1,000,000 |
|
| LAWRENCE |
$417,000.00 |
$1,000,000 |
|
| LEE |
$417,000.00 |
$1,000,000 |
|
| LESLIE |
$417,000.00 |
$1,000,000 |
|
| LETCHER |
$417,000.00 |
$1,000,000 |
|
| LEWIS |
$417,000.00 |
$1,000,000 |
|
| LINCOLN |
$417,000.00 |
$1,000,000 |
|
| LIVINGSTON |
$417,000.00 |
$1,000,000 |
|
| LOGAN |
$417,000.00 |
$1,000,000 |
|
| LYON |
$417,000.00 |
$1,000,000 |
|
| MADISON |
$417,000.00 |
$1,000,000 |
|
| MAGOFFIN |
$417,000.00 |
$1,000,000 |
|
| MARION |
$417,000.00 |
$1,000,000 |
|
| MARSHALL |
$417,000.00 |
$1,000,000 |
|
| MARTIN |
$417,000.00 |
$1,000,000 |
|
| MASON |
$417,000.00 |
$1,000,000 |
|
| MCCRACKEN |
$417,000.00 |
$1,000,000 |
|
| MCCREARY |
$417,000.00 |
$1,000,000 |
|
| MCLEAN |
$417,000.00 |
$1,000,000 |
|
| MEADE |
$417,000.00 |
$1,000,000 |
|
| MENIFEE |
$417,000.00 |
$1,000,000 |
|
| MERCER |
$417,000.00 |
$1,000,000 |
|
| METCALFE |
$417,000.00 |
$1,000,000 |
|
| MONROE |
$417,000.00 |
$1,000,000 |
|
| MONTGOMERY |
$417,000.00 |
$1,000,000 |
|
| MORGAN |
$417,000.00 |
$1,000,000 |
|
| MUHLENBERG |
$417,000.00 |
$1,000,000 |
|
| NELSON |
$417,000.00 |
$1,000,000 |
|
| NICHOLAS |
$417,000.00 |
$1,000,000 |
|
| OHIO |
$417,000.00 |
$1,000,000 |
|
| OLDHAM |
$417,000.00 |
$1,000,000 |
|
| OWEN |
$417,000.00 |
$1,000,000 |
|
| OWSLEY |
$417,000.00 |
$1,000,000 |
|
| PENDLETON |
$417,000.00 |
$1,000,000 |
|
| PERRY |
$417,000.00 |
$1,000,000 |
|
| PIKE |
$417,000.00 |
$1,000,000 |
|
| POWELL |
$417,000.00 |
$1,000,000 |
|
| PULASKI |
$417,000.00 |
$1,000,000 |
|
| ROBERTSON |
$417,000.00 |
$1,000,000 |
|
| ROCKCASTLE |
$417,000.00 |
$1,000,000 |
|
| ROWAN |
$417,000.00 |
$1,000,000 |
|
| RUSSELL |
$417,000.00 |
$1,000,000 |
|
| SCOTT |
$417,000.00 |
$1,000,000 |
|
| SHELBY |
$417,000.00 |
$1,000,000 |
|
| SIMPSON |
$417,000.00 |
$1,000,000 |
|
| SPENCER |
$417,000.00 |
$1,000,000 |
|
| TAYLOR |
$417,000.00 |
$1,000,000 |
|
| TODD |
$417,000.00 |
$1,000,000 |
|
| TRIGG |
$417,000.00 |
$1,000,000 |
|
| TRIMBLE |
$417,000.00 |
$1,000,000 |
|
| UNION |
$417,000.00 |
$1,000,000 |
|
| WARREN |
$417,000.00 |
$1,000,000 |
|
| WASHINGTON |
$417,000.00 |
$1,000,000 |
|
| WAYNE |
$417,000.00 |
$1,000,000 |
|
| WEBSTER |
$417,000.00 |
$1,000,000 |
|
| WHITLEY |
$417,000.00 |
$1,000,000 |
|
| WOLFE |
$417,000.00 |
$1,000,000 |
NOTE: For all counties other than those listed below, the 2011 limit is $417,000.
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