Kentucky VA Loans

Kentucky VA Loans.

via Kentucky VA Loans.

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Kentucky VA Loans

What are KEntucky VA Home Loans?
VA Loans provide military veterans and current service members a distinct advantage when it comes time to purchase or refinance a home. Today’s VA Loans have the most favorable terms available for most veterans. VA Loans can be used to purchase a new home with no down payment with no mortgage insurance or refinance up to 90% of a homes current equity.

What are the eligibility requirements for a VA Loan in Kentucky?
Veterans Affairs loan guidelines use two methods of income qualification in Kentucky. The residual income method is the primary method, where it is determined that the borrower has sufficient income to cover daily living costs once housing, taxes, insurance and all other liabilities like credit card and auto payments have been made. Additionally, VA loans use a debt to income ratio (DTI). Using this ratio, the veteran’s total debt should not exceed 41% of the veteran’s total income. Most lenders will require at least a 620 credit score for a VA Loan approval.

How much can I borrow?
The maximum Kentucky VA Mortgage amount is determined by:

Maximum VA Loan in Kentucky: The largest loan allowed for Kentucky VA Mortgage   with zero down is $417,000 in KY. Please refer to the  Kentucky VA Mortgage  chart at the bottom of this page to see your area’s limit.

Maximum Finance: For purchase transactions, the Maximum VA Loan will be 100% of the lower of the selling price or the appraised value.

What will the down payment and closing costs be?
 Kentucky VA Mortgage  have zero money down up to $417,000 in most counties.

What property types are allowed for VA Loans in Kentucky?
VA Loans may be used to purchase or refinance single family residences and VA approved condo projects if the property is the veteran’s primary residence.

Can I do a VA refinance in Kentucky?
Three kinds of  Kentucky VA Mortgage programs are available for veterans in Kentucky.

. Rate/Term VA Refinance for Kentucky
The Rate/Term VA Refinance can be used to refinance a conventional, FHA or subprime mortgage into a stable, fixed rate VA Loan.

. VA Cash-Out Refinance
A Cash-Out VA Refinance is very beneficial for the veteran who wants to access the equity that they have built up in their home. VA Loans can be used to refinance up to 90% of a homes current value and take cash out for any reason.

Kentucky VA Loans

. Streamline Refinance
The VA Streamline Refinance is designed to lower the interest rate on a current VA mortgage or convert a current VA adjustable rate mortgage into a fixed rate. A VA Streamline Refinance Loan can be performed quickly and easily. It requires much less hassle and paperwork than a normal refinance including no appraisal, no qualifying debt ratios and no income verification.

How much can I refinance in Kentucky? 
The maximum amount for an KY VA loan is determined by:

. Maximum VA Loan in Kentucky: The largest loan allowed for a VA Mortgage varies from county to county. The highest maximum VA Mortgage right now is $1,094,625. The lowest maximum VA Mortgage amount available in any county is $417,000. To see what the limit is in the county in which you’re interested, visit the following page http://www.homeloans.va.gov/docs/2009_county_loan_limits.pdf. This site lists U.S. territories as well as states.

. Maximum Finance: In Kentucky, The maximum VA refinance loan amount will be 100% of the appraised value of the home for a rate/term refinance or 90% of the appraised value for a What factors determine if I am eligible for a VA Refinance Loan?
VA refinance loans use two methods for income qualification purposes in Kentucky. The residual income method is the primary method, where it is determined that the borrower has sufficient income to cover daily living costs once housing, taxes, insurance and all other liabilities like credit card and auto payments have been made. Additionally, VA loans use a debt to income ratio (DTI). Using this ratio, the veteran’s total debt should not exceed 41% of the veteran’s total income. Most lenders will require at least a 620 credit score for a VA Loan approval.

Kentucky VA Loans

Kentucky VA Loan Limits

Area
County Name
Maximum Single Family Mortgage
(No Money Down)
Maximum VA Jumbo
(0$ Down to 417k, 25% Down Above)
NON-METRO
ADAIR
417,000
1,094,625
NON-METRO
ALLEN
417,000
1,094,625
FRANKFORT, KY (MICRO)
ANDERSON
417,000
1,094,625
PADUCAH, KY-IL (MICRO)
BALLARD
417,000
1,094,625
GLASGOW, KY (MICRO)
BARREN
417,000
1,094,625
MOUNT STERLING, KY (MICRO)
BATH
417,000
1,094,625
MIDDLESBOROUGH, KY (MICRO)
BELL
417,000
1,094,625
CINCINNATI-MIDDLETOWN, OH-KY-IN (MSA)
BOONE
417,000
1,094,625
LEXINGTON-FAYETTE, KY (MSA)
BOURBON
417,000
1,094,625
HUNTINGTON-ASHLAND, WV-KY-OH (MSA)
BOYD
417,000
1,094,625
DANVILLE, KY (MICRO)
BOYLE
417,000
1,094,625
CINCINNATI-MIDDLETOWN, OH-KY-IN (MSA)
BRACKEN
417,000
1,094,625
NON-METRO
BREATHITT
417,000
1,094,625
NON-METRO
BRECKINRIDGE
417,000
1,094,625
LOUISVILLE-JEFFERON COUNTY, KY-IN (MSA)
BULLITT
417,000
1,094,625
NON-METRO
BUTLER
417,000
1,094,625
NON-METRO
CALDWELL
417,000
1,094,625
MURRAY, KY (MICRO)
CALLOWAY
417,000
1,094,625
CINCINNATI-MIDDLETOWN, OH-KY-IN (MSA)
CAMPBELL
417,000
1,094,625
NON-METRO
CARLISLE
417,000
1,094,625
NON-METRO
CARROLL
417,000
1,094,625
NON-METRO
CARTER
417,000
1,094,625
NON-METRO
CASEY
417,000
1,094,625
CLARKSVILLE, TN-KY (MSA)
CHRISTIAN
417,000
1,094,625
LEXINGTON-FAYETTE, KY (MSA)
CLARK
417,000
1,094,625
NON-METRO
CLAY
417,000
1,094,625
NON-METRO
CLINTON
417,000
1,094,625
NON-METRO
CRITTENDEN
417,000
1,094,625
NON-METRO
CUMBERLAND
417,000
1,094,625
OWENSBORO, KY (MSA)
DAVIESS
417,000
1,094,625
BOWLING GREEN, KY (MSA)
EDMONSON
417,000
1,094,625
NON-METRO
ELLIOTT
417,000
1,094,625
NON-METRO
ESTILL
417,000
1,094,625
LEXINGTON-FAYETTE, KY (MSA)
FAYETTE
417,000
1,094,625
NON-METRO
FLEMING
417,000
1,094,625
NON-METRO
FLOYD
417,000
1,094,625
FRANKFORT, KY (MICRO)
FRANKLIN
417,000
1,094,625
UNION CITY, TN-KY (MICRO)
FULTON
417,000
1,094,625
CINCINNATI-MIDDLETOWN, OH-KY-IN (MSA)
GALLATIN
417,000
1,094,625
NON-METRO
GARRARD
417,000
1,094,625
CINCINNATI-MIDDLETOWN, OH-KY-IN (MSA)
GRANT
417,000
1,094,625
MAYFIELD, KY (MICRO)
GRAVES
417,000
1,094,625
NON-METRO
GRAYSON
417,000
1,094,625
NON-METRO
GREEN
417,000
1,094,625
HUNTINGTON-ASHLAND, WV-KY-OH (MSA)
GREENUP
417,000
1,094,625
OWENSBORO, KY (MSA)
HANCOCK
417,000
1,094,625
ELIZABETHTOWN, KY (MSA)
HARDIN
417,000
1,094,625
NON-METRO
HARLAN
417,000
1,094,625
NON-METRO
HARRISON
417,000
1,094,625
NON-METRO
HART
417,000
1,094,625
EVANSVILLE, IN-KY (MSA)
HENDERSON
417,000
1,094,625
LOUISVILLE-JEFFERON COUNTY, KY-IN (MSA)
HENRY
417,000
1,094,625
NON-METRO
HICKMAN
417,000
1,094,625
MADISONVILLE, KY (MICRO)
HOPKINS
417,000
1,094,625
NON-METRO
JACKSON
417,000
1,094,625
LOUISVILLE-JEFFERON COUNTY, KY-IN (MSA)
JEFFERSON
417,000
1,094,625
LEXINGTON-FAYETTE, KY (MSA)
JESSAMINE
417,000
1,094,625
NON-METRO
JOHNSON
417,000
1,094,625
CINCINNATI-MIDDLETOWN, OH-KY-IN (MSA)
KENTON
417,000
1,094,625
NON-METRO
KNOTT
417,000
1,094,625
NON-METRO
KNOX
417,000
1,094,625
ELIZABETHTOWN, KY (MSA)
LARUE
417,000
1,094,625
LONDON, KY (MICRO)
LAUREL
417,000
1,094,625
NON-METRO
LAWRENCE
417,000
1,094,625
NON-METRO
LEE
417,000
1,094,625
NON-METRO
LESLIE
417,000
1,094,625
NON-METRO
LETCHER
417,000
1,094,625
MAYSVILLE, KY (MICRO)
LEWIS
417,000
1,094,625
DANVILLE, KY (MICRO)
LINCOLN
417,000
1,094,625
PADUCAH, KY-IL (MICRO)
LIVINGSTON
417,000
1,094,625
NON-METRO
LOGAN
417,000
1,094,625
NON-METRO
LYON
417,000
1,094,625
RICHMOND-BEREA, KY (MICRO)
MADISON
417,000
1,094,625
NON-METRO
MAGOFFIN
417,000
1,094,625
NON-METRO
MARION
417,000
1,094,625
NON-METRO
MARSHALL
417,000
1,094,625
NON-METRO
MARTIN
417,000
1,094,625
MAYSVILLE, KY (MICRO)
MASON
417,000
1,094,625
PADUCAH, KY-IL (MICRO)
MCCRACKEN
417,000
1,094,625
NON-METRO
MCCREARY
417,000
1,094,625
OWENSBORO, KY (MSA)
MCLEAN
417,000
1,094,625
LOUISVILLE-JEFFERON COUNTY, KY-IN (MSA)
MEADE
417,000
1,094,625
MOUNT STERLING, KY (MICRO)
MENIFEE
417,000
1,094,625
NON-METRO
MERCER
417,000
1,094,625
GLASGOW, KY (MICRO)
METCALFE
417,000
1,094,625
NON-METRO
MONROE
417,000
1,094,625
MOUNT STERLING, KY (MICRO)
MONTGOMERY
417,000
1,094,625
NON-METRO
MORGAN
417,000
1,094,625
CENTRAL CITY, KY (MICRO)
MUHLENBERG
417,000
1,094,625
LOUISVILLE-JEFFERON COUNTY, KY-IN (MSA)
NELSON
417,000
1,094,625
NON-METRO
NICHOLAS
417,000
1,094,625
NON-METRO
OHIO
417,000
1,094,625
LOUISVILLE-JEFFERON COUNTY, KY-IN (MSA)
OLDHAM
417,000
1,094,625
NON-METRO
OWEN
417,000
1,094,625
NON-METRO
OWSLEY
417,000
1,094,625
CINCINNATI-MIDDLETOWN, OH-KY-IN (MSA)
PENDLETON
417,000
1,094,625
NON-METRO
PERRY
417,000
1,094,625
NON-METRO
PIKE
417,000
1,094,625
NON-METRO
POWELL
417,000
1,094,625
SOMERSET, KY (MICRO)
PULASKI
417,000
1,094,625
NON-METRO
ROBERTSON
417,000
1,094,625
RICHMOND-BEREA, KY (MICRO)
ROCKCASTLE
417,000
1,094,625
NON-METRO
ROWAN
417,000
1,094,625
NON-METRO
RUSSELL
417,000
1,094,625
LEXINGTON-FAYETTE, KY (MSA)
SCOTT
417,000
1,094,625
LOUISVILLE-JEFFERON COUNTY, KY-IN (MSA)
SHELBY
417,000
1,094,625
NON-METRO
SIMPSON
417,000
1,094,625
LOUISVILLE-JEFFERON COUNTY, KY-IN (MSA)
SPENCER
417,000
1,094,625
CAMPBELLSVILLE, KY (MICRO)
TAYLOR
417,000
1,094,625
NON-METRO
TODD
417,000
1,094,625
CLARKSVILLE, TN-KY (MSA)
TRIGG
417,000
1,094,625
LOUISVILLE-JEFFERON COUNTY, KY-IN (MSA)
TRIMBLE
417,000
1,094,625
NON-METRO
UNION
417,000
1,094,625
BOWLING GREEN, KY (MSA)
WARREN
417,000
1,094,625
NON-METRO
WASHINGTON
417,000
1,094,625
NON-METRO
WAYNE
417,000
1,094,625
EVANSVILLE, IN-KY (MSA)
WEBSTER
417,000
1,094,625
CORBIN, KY (MICRO)
WHITLEY
417,000
1,094,625
NON-METRO
WOLFE
417,000
1,094,625
LEXINGTON-FAYETTE, KY (MSA)
WOODFORD
417,000
1,094,625
Joel Lobb (NMLS#57916)
Senior  Loan Officer
502-905-3708 cell
502-813-2795 fax
jlobb@keyfinllc.com

Key Financial Mortgage Co. (NMLS #1800)*
107 South Hurstbourne Parkway*

Louisville, KY 40222*

 We lend in all of Kentucky’s top cities:

Louisville Kentucky VA Loans Lexington Kentucky VA Loans Fayette Kentucky VA Loans
Owensboro Kentucky VA Loans Bowling Green Kentucky VA Loans Florence Kentucky VA Loans
Paduca Kentucky VA Loans Richmond Kentucky VA Loans Elizabethtown Kentucky VA Loans
Kentucky VA Loans

Kentucky VA Loans

va loans for homes in kentucky

Kentucky VA Loans

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Kentucky Housing Interest Rates

Interest Rates.

Kentucky Housing Interest Rates

KHC Mortgage Interest Rates as of 12/06/2011, 10:00 a.m. ET

Rates subject to change without notice.

 

MRB Interest Rates

  • For all approved KHC lenders
  • 60-day reservation for new and existing properties

 

640+ Credit Score Mortgage Revenue Bond (MRB) Interest Rates

  • KHC-funded down payment assistance may be utilized with these rates

 

Loan Type

Rate without DAP

Rate with DAP

*Government Rates only

3.875%

4.000%

* Government includes FHA, RHS, and VA.

Louisville Kentucky VA Approved Condos

Louisville Kentucky VA Approved Condos

 
Louisville Kentucky and Jefferon County Kentucky  Approved Condo Report

Your search returned 92 records.

Jefferson County Kentucky VA Approved Condos

A B C D E F G H I J L M O P R S T V W Y

Condo Name ID Record Type

ANDERSON PARK CONDOMINIUM 000004 Condo


ARBOR CREEK CONDOMINIUMS H00212 Condo


ARBOR CREEK CONDOS II H00306 Condo


AUTUMN TRACE CONDOMINIUM H00282 Condo


BAXTER PLACE CONDOMINIUMS H00309 Condo


BRADFORD COMMONS 000001 Condo


BRADFORD COMMONS CONDO H00319 Condo


BRITTANY POINTE CONDOMINI 005775 Condo


BROWNSBORO VILLAGE COURT H00398 Condo


CASA BENDITA CONDOMINIUM 005752 Condo


CHAMBERLAIN SQUARE CONDO H00614 Condo


CHENOWETH PARK PATIO HOME 005965 Condo


COMMONS OF WESTPORT GARDE H00490 Condo


COPPERSHIRE CONDOMINIUM 005613 Condo


COTTONWOOD CONDOMINIUM H00053 Condo


CREEKWOOD TERRACE H00095 Condo


CRESCENT CONDOS VAC028 Condo


http://www.blogger.com/goog_1689669283


DARNELL MANOR CONDOMINIUM H00368 Condo


DONARD PARK CONDOMINIUMS 000003 Condo


DORSEY HILLS CONDOMINIUM H00199 Condo


DORSEY VILLAGE 005601 Condo


EAST HAMPTON H00693 Condo


EVERETT PLACE CONDOMINIUM 005724 Condo


EVERGREEN POINT CONDO H00637 Condo


FOREST PARK CONDOS H00096 Condo


FOX HOLLOW CONDOMINIUM H00634 Condo


GARDENS AT BAY RUN CONDO H00639 Condo


GLENVIEW EAST 005674 Condo


GRAYSTONE MANOR H00070 Condo


HARRODS LANDING CONDOMINI H00464 Condo


HAWTHORNE POINTE CONDOS H00134 Condo


HIGHWOOD H00211 Condo


HIKES PARK TOWNHOMES H00066 Condo


HITE AVENUE GARDENS 005801 Condo


INDIAN RIDGE CONDOMINIUMS H00358 Condo


JOHNSON GREEN AT BEULAH H00685 Condo


LAKEVIEW VAC010 Condo


LAZY CREEK CONDOMINIUM 005867 Condo


MAGNOLIA PLACE 005597 Condo


MAGNOLIA RIDGE H00114 Condo


MOSS CREEK CONDOMINIUM H00294 Condo


OLD BROWNSBORO GARDENS 000007 Condo


PARK CENTRAL VAC101 Condo


PARK LANE CONDOMINIUM H00179 Condo


PINNACLE GARDENS H00111 Condo


PLAZA DE ORO 005692 Condo


PLAZA DE ORO CONDOMINIUM 005924 Condo


PROSPECT GLEN VILLAS H00039 Condo


REGENCY THREE CONDOMINIUM 005892 Condo


SALEM SQUARE CONDOMINIUM H00067 Condo


SHELBY CROSSING CONDOMINI H00344 Condo


SHELBY CROSSING CONDOMINIUMS 000006 Condo


SOUTH HALL CONDOMINIUMS 005723 Condo


SPRING DRIVE CONDO 005656 Condo


SPRINGS OF GLENMARY H00217 Condo


SPRINGS OF GLENMARY VLLGE 005612 Condo


ST ANTHONY’S LANDING H00194 Condo


STONEHENGE CONDO 005602 Condo


STOVALL PLACE 005695 Condo


SWAN POINTE CONDOMINIUMS H00586 Condo


THE CLIFF VIEW TERRACE CO H00587 Condo


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THE FOUNTAINS CONDOMINIUM H00171 Condo


THE GARDENS OF GLENMARY H00272 Condo


THE GARDENS OF MONTICELLO H00609 Condo


THE PARKVIEW CONDOMINIUMS H00258 Condo


http://www.blogger.com/goog_1689669283


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THE VILLAGE OF WHITE OAKS H00531 Condo


THE VILLAS OF STONY FARM H00288 Condo


THE WOODS OF CRESCENT HIL H00030 Condo


THE WOODS OF CRESCENT HIL H00031 Condo


TIMBERWOOD II 000005 Condo


TREIS CONDOMINIUMS H00058 Condo


VILLAGE AT PRESTON CROSSI H00504 Condo


VILLAGE AT WILDWOOD H00125 Condo


WEMBERLY HILL GARDEN HOME VAC143 Condo


WESTPORT GARDENS 000008 Condo


WESTPORT RIDGE CONDO H00629 Condo


WINDSOR GATE CONDOMINIUM H00262 Condo


WISTERIA LANDING CONDO H00535 Condo


WOODCREEK CONDOS 005595 Condo


WOODMONT H00156 Condo


WOODRIDGE LAKE PATIO HMS H00092 Condo


WOODRIDGE LAKE TOWNHOMES H00093 Condo


WOODS OF ST. ANDREWS H00139 Condo


WORTHINGTON GLEN CONDOS H00162 Condo


WYNDEMERE H00213 Condo


WYSTERIA LANDING CONDOMIN H00351 Condo


YORKWOOD CONDO I VAC013 Condo


YORKWOOD CONDO II VAC016 Condo

call 502-905-3708 for your Free VA Mortgage Pre Approval